A Stripe account for non-residents, through a U.S. LLC

A Stripe account for non-residents starts with a company in a country Stripe supports. Stripe opens accounts by the country of the business, not the passport of the owner, so a U.S. LLC with an EIN and a U.S. bank account can apply for a U.S. account from anywhere. EXNNA forms that LLC in New Mexico (NM), a U.S. state, in about two minutes, for $200 with State fees included.

Why can't some founders open Stripe at home?

Stripe lists the countries where businesses can sign up, and not every market is on the list. On its global availability page, countries like Brazil, Mexico, the United Arab Emirates, Japan, Germany and France are supported; India is in preview; Argentina, Saudi Arabia and mainland China aren't listed. Even where Stripe works locally, many founders sell mostly to U.S. customers and want to be paid in dollars by a U.S. company.

How does a U.S. LLC get a Stripe account for non-residents?

Stripe's own setup page says you verify your business by giving information about the business, its product and your relationship to it, and that this collection is part of its "Know Your Customer" obligations. For a U.S. LLC that usually means:

Stripe decides on every application. A clear website, a real product and consistent documents help.

Do you need a U.S. bank account for Stripe payouts?

For dollar payouts, yes. Stripe's payouts page says the bank account currency must match your payout settings, and U.S. accounts are paid to U.S. bank details with a routing number. The options and what each provider publishes are in Mercury vs Wise for a U.S. LLC and opening a U.S. bank account for a non-resident LLC.

Which EIN does a Stripe account for non-residents use?

The EIN (Employer Identification Number) is the LLC's tax number with the IRS and the tax ID Stripe asks a U.S. company for. You don't need an SSN to get one: see how to get an EIN without an SSN. With EXNNA it is $50 with your formation, or $79 later.

Which founders use this route most?

Founders where Stripe isn't open locally, who need a Stripe account for non-residents, and anyone selling to U.S. customers in dollars. Country walk-throughs: forming a US LLC from India, from Mexico and from China. If you run a subscription product, a U.S. LLC for SaaS founders covers the rest of the setup.

How do you start?

1. Form the LLC: company name, two backups, number of members, an email. No ID documents are needed.
2. Get the EIN, with our help or on your own.
3. Open a U.S. business account in the LLC's name.
4. Apply to Stripe as a U.S. company.

You pay EXNNA in U.S. dollars or your local currency, where available, by card, online. The State usually approves in 1–3 business days. See every option on our pricing, or form your LLC online now.

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